Frequently Asked Questions

With a consumer product such as insurance, our clients have many valid questions for us. Below are some that we see more frequently than others, however, if you don't see the question below, don't hesitate to contact our office and speak with one of our qualified professionals.

Q: Can I pay for my insurance by installments, or is it necessary to pay all at once?
A: Today, most of us work with monthly or quarterly budgets. Fortunately, most insurance carriers offer payment plans to help defer the costs over a period of time.

Q: If I submit a claim, will it affect my insurance?
A: This is a question hat is asked frequently, and the answer depends on many variables, but ultimately depends on the carrier. For example, If an individual has had a pattern of claims over a period of time, the carrier might suggest modification of coverage and/or deductibles. If you are in doubt about if or to what extent a loss may be viewed by the carrier, contact us, and we can help.

Q: What information do I need to provide to obtain a quote?
A: Simply put, the more information the you provide, the more accurate and tailored the quotation will be. Understanding your needs will help us help you. And it is important to remember that we work for you in finding insurance cover or protecting you in Risk Management advice.